Required Documents for Home Financing

The following is a list of the items (can be copies or originals) typically required at time of loan application:

Purchase Agreement (if available), legible and signed by buyer and seller.

Pay stubs from current employer, covering the most recent 30 day period, verifying year-to-date earnings and withholdings.

Check stubs from all retirement benefits (Pension, Social Security, etc.) child support and alimony, covering the most recent 30 day period.

All applicable retirement benefit award letters, divorce decrees, etc.

Signed Federal Income Tax Returns with all supporting schedules (for commissioned, self-employed, or rental property owners), covering the most recent 2 consecutive year period.

Bank, Mutual Funds, 401k, annuity and pension statements covering the most recent 2 consecutive month period.
Proof of ownership and value, for stocks and bonds (if applicable).

Cancelled checks or account statements for existing mortgage (if applicable) or rent, covering the most recent 12 consecutive month period.

Name, address and telephone number of landlord (if applicable).

Certificate of Eligibility (DD213) for VA loans only.
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