Required Documents for Home Financing
The following is a list of the items (can be copies or
originals) typically required at time of loan application:
Purchase Agreement (if available), legible and signed by
buyer and seller.
Pay stubs from current employer, covering the most recent
30 day period, verifying year-to-date earnings and withholdings.
Check stubs from all retirement benefits (Pension, Social
Security, etc.) child support and alimony, covering the most recent 30 day
period.
All applicable retirement benefit award letters, divorce
decrees, etc.
Signed Federal Income Tax Returns with all supporting
schedules (for commissioned, self-employed, or rental property owners), covering
the most recent 2 consecutive year period.
Bank, Mutual Funds, 401k, annuity and pension statements
covering the most recent 2 consecutive month period.
Proof of ownership and value, for stocks and bonds (if applicable).
Cancelled checks or account statements for existing
mortgage (if applicable) or rent, covering the most recent 12 consecutive month
period.
Name, address and telephone number of landlord (if
applicable).
Certificate of Eligibility (DD213) for VA loans only.

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